IFSC codes of all banks in karnataka

Below are the IFSC code of all banks in karnataka with branch details. Click on the individual IFSC code for more details. Banks uses different code for its different banking service. Make sure to check your IFSC code with recipient or bank before starting your money transfer. Cross checking provided IFSC code directly with your recipient bank is highly recommanded.

IFSC codes of all banks in karnataka

Bank	City	Branch	IFSC Code
AXIS BANK	NESARAGI	THE NESARAGI URBAN CO OPERATIVE BANK LTD NESARAGI	UTIB0STNUCB
AXIS BANK	TAWARGERA	TAVARAGERA PATTANA SOUHARDA SAHAKAR	UTIB0STPSB1
AXIS BANK	SHEDBAL	THE SHEDBAL URBAN COOPERATIVE BANK	UTIB0STSUCB
AXIS BANK	YARAGATTI	YARAGATTI URBAN COOP CREDIT BANK	UTIB0STYUCB
AXIS BANK	BELUR	BELUR URBAN COOPERATIVE BANK LTD	UTIB0SUBBLR
AXIS BANK	BANGALORE	SREE SUBRAMANYESWARA COOP	UTIB0SUBCO1
AXIS BANK	HAVERI	THE HAVERI URBAN COOPERATIVE BANK	UTIB0SUBHVR
AXIS BANK	UDUPI	THE UDUPI CO OPERATIVE TOWN BANK	UTIB0SUCTBL
AXIS BANK	SHIKARIPUR	THE URBAN CO OPERATIVE BANK LTD	UTIB0SURBAN
AXIS BANK	TUMKUR	VYSYA COOPERATIVE BANK LTD	UTIB0SVCBL1
AXIS BANK	BHADRAVATHI NEW TOWN	VISL EMPLOYEES CO OPERATIVE BANK	UTIB0SVSL01
B N P PARIBAS	BANGALORE	BANGALORE	BNPA0009067
B N P PARIBAS	BANGALORE	BANGALORE	BNPA0009378
BANDHAN BANK LIMITED	BANGALORE	INDIRA NAGAR	BDBL0001609
BANDHAN BANK LIMITED	BANGALORE	BANNERGHATTA MAIN ROAD	BDBL0001614
BANDHAN BANK LIMITED	BANGALORE	KORAMANGALA	BDBL0001623
BANDHAN BANK LIMITED	BANGALORE	MALLESWARAM	BDBL0001750
BANDHAN BANK LIMITED	BANGALORE	CHANDRA LAYOUT	BDBL0001751
BANDHAN BANK LIMITED	BANGALORE	HUBBALLI	BDBL0001785
BANDHAN BANK LIMITED	BANGALORE	BASAVANAGUDI	BDBL0001786
BANDHAN BANK LIMITED	BANGALORE	MYSURU	BDBL0001797
BANDHAN BANK LIMITED	UDIPI	UDUPI	BDBL0001800
BANDHAN BANK LIMITED	BANGALORE	BASAVESHWARNAGAR	BDBL0001810
BANDHAN BANK LIMITED	DAKSHIN KANNAD	MANGALURU	BDBL0001833
BANDHAN BANK LIMITED	BANGALORE	WHITEFIELD	BDBL0001834

Understanding IFSC Codes

IFSC (Indian Financial System Code) is an 11-digit alphanumeric code that uniquely identifies all banks and their respective branches participating in the online funds transfer process.

The IFSC Code is assigned to each bank branch by the Reserve Bank of India (RBI) to monitor the online transfer of money. The electronic or online transactions for transferring funds via NEFT (National Electronic Fund Transfer), RTGS (Real Time Gross Settlement) and IMPS (Immediate Payment System) cannot be initiated without a valid IFSC Code.

Benefits of Indian Financial System Code (IFSC)
The code uniquely identifies a specific bank branch, hence helping customers to avoid any possible mistakes during the online transfer of funds via NEFT, RTGS or IMPS. The customer need not visit the branch for any financial transfer, hence can opt for online money transfer with the help of IFSC Code. It is, therefore, a rather convenient and eco-friendly option. All the online transactions including paying bills can be easily processed with the help of the IFSC code. The code is used by the RBI to monitor all the online transactions performed by an individual hence eliminating the chances of any discrepancy in the fund transfer process

IFSC Code example

BBBB - First 4 characters - bank code (only letters)

R - Next 1 characters - The fifth character is 0 (zero) and reserved for future use.

XXXXXX - Next 6 characters - represents branch (letters and digits)

IFSC - Frequently Asked Questions(FAQ)

What is Indian Financial System Code (IFSC)?

IFSC or Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. It’s a 11-digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero). IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

How can I find the IFSC of a bank-branch?

Bank-wise list of IFSCs is available with all the bank-branches participating in NEFT scheme. List of bank-wise branches participating in NEFT and their IFSCs is also available on our website. All member banks have also been advised to print the IFSC of the branch on cheques issued to their customers.

Who can avail NEFT system for fund transfer / receipt?

Individuals, firms and corporates maintaining accounts with any member bank, participating in the NEFT system, can electronically transfer funds to any individual, firm or corporate having an account with any other bank in the country participating in the NEFT system.

Is there any limit on funds / amount to be remitted through NEFT system?

No, there is no limit imposed by the RBI for funds transfer through NEFT system. However, banks may place amount limits based on their own risk perception with the approval of its Board.

Can the NEFT system be used for remitting funds even by those who do not have a bank account?

Yes, the person having no bank account can remit funds through NEFT to a beneficiary having a bank account, with another NEFT member bank. It can be done by depositing cash at the nearest NEFT enabled branch of any bank, by furnishing additional details such as complete address, telephone number, etc. Such cash remittances will, however, be restricted to a maximum of ₹ 50,000/- per transaction.

Can I send funds to my relative/friend residing abroad through NEFT system?

The outbound remittances through NEFT system are permitted only to Nepal under Indo-Nepal Remittance Scheme. Under this scheme, the remitter can transfer funds from any of the NEFT-enabled bank branches in India to Nepal, irrespective of whether the beneficiary in Nepal maintains an account with a bank branch in Nepal or not. The beneficiary would receive funds in Nepalese Rupees.

What are the operating hours of NEFT?

The NEFT system is available round the clock throughout the year on all days, i.e., on 24x7x365 basis. NEFT presently operates in batches on half-hourly intervals throughout the day. In case of non-availability of NEFT for any reason, appropriate message will be broadcasted by RBI to all system participants.

What are the essential details required for remitting funds through NEFT system?

The essential elements of beneficiary's identification are:
Beneficiary's Name
Beneficiary's Branch Name
Beneficiary's Bank Name
Beneficiary's Account Type
Beneficiary's Account No.
Beneficiary's Branch IFSC

How much time should I expect for receipt of funds by beneficiary?

You may expect timeline of two hours from the batch settlement within which beneficiary’s account should be credited.

What happens if I write wrong account number of beneficiary?

The credit is given to the account number written / given by remitter in his / her application / instruction. Credit to beneficiary account is released solely based on account number. It is the responsibility of remitting customer to write correct account number. The originator / sender should exercise due care in providing the correct account number of the beneficiary, in the NEFT remittance instruction / application.

How can I check a IFSC code?

You can use IFSC Code Checker tool to cross check your IFSC code. It is important to cross check your IFSC code with recipient bank before initiating money transfer.

How can I track status of NEFT transactions initiated? Who should be approached to know status of the NEFT transaction?

The remitter and the beneficiary can track status of NEFT transaction by contacting NEFT Customer Facilitation Centre (CFC) of their bank, respectively. Details of NEFT Customer Facilitation Centre of banks are available on the websites of the respective banks.